Cost Cutters

1. Holiday Gift Giving
   
   Holiday Gift Giving - This tip is especially helpful for large families. Although it is fun buying for and receiving from everyone, it can be very expensive.
2. Thrift and Surplus Stores
   
   Thrift and Surplus Stores have been given a bad rap. Many of these stores are filled with hundreds of top quality items. Name brand merchandise is easy to find but just like clearance racks, it takes some time to find.
3. Wrapping Paper and Bows
   
   Wrapping Paper and Bows - Create your own wrapping paper, which is not only unique, but also fun. Use plain brown grocery bags and craft-like paints to make your design. After wrapping the gift, let your creative juices flow.
4. Reusables
   
   Reusables
5. Cut Costs when Landscaping
   
   Cut Costs when Landscaping
6. Budget
   
   Budget
7. Clearance
   
   Clearance
8. Plan to Save Money
   
   Plan to Save Money
9. Buy in Bulk
   
   Buy in Bulk
10. Give Yourself An Allowance
    
    Give Yourself An Allowance
11. Setting Goals
    
    Setting Goals